A decision model for group assessment of credit applications

Karadimas, NV; Rigopoulos, G; Orsoni, A

dc.contributor.author	Karadimas, NV	en
dc.contributor.author	Rigopoulos, G	en
dc.contributor.author	Orsoni, A	en
dc.date.accessioned	2014-03-01T02:45:01Z
dc.date.available	2014-03-01T02:45:01Z
dc.date.issued	2008	en
dc.identifier.uri	https://dspace.lib.ntua.gr/xmlui/handle/123456789/32102
dc.subject	Agent Based Modelling	en
dc.subject	Decision Models	en
dc.subject	Group Decision	en
dc.subject	multicriteria decision analysis	en
dc.subject	New Products	en
dc.subject	Risk Management	en
dc.subject	Decision Support	en
dc.subject.other	Computer modelling	en
dc.subject.other	Credit applications	en
dc.subject.other	Customer base	en
dc.subject.other	Customer profiles	en
dc.subject.other	Decision modeling	en
dc.subject.other	External-	en
dc.subject.other	Group assessment	en
dc.subject.other	Group decisions	en
dc.subject.other	International conferences	en
dc.subject.other	Multi-criteria assessment	en
dc.subject.other	New products	en
dc.subject.other	Computer systems	en
dc.subject.other	Customer satisfaction	en
dc.subject.other	Finance	en
dc.subject.other	Insurance	en
dc.subject.other	Risk analysis	en
dc.subject.other	Risk management	en
dc.subject.other	Sales	en
dc.subject.other	Risk assessment	en
dc.title	A decision model for group assessment of credit applications	en
heal.type	conferenceItem	en
heal.identifier.primary	10.1109/UKSIM.2008.34	en
heal.identifier.secondary	http://dx.doi.org/10.1109/UKSIM.2008.34	en
heal.identifier.secondary	4488951	en
heal.publicationDate	2008	en
heal.abstract	This paper proposes a group decision model for the assessment of credit/loan applications by a team. As many new players enter the finance sector, offering new products and different forms of financing, it is important that credit applications are assessed from multiple angles including the marketing and risk management sides. While external organisations offer independent ratings and credit reports of potential applicants, lending firms need to take into account internal criteria in order to effectively allocate and grant credit to their customers. Individual products target specific customer profiles:in this paper we propose a tool to support the multicriteria assessment and classification of the applicants' profile aiming for a good match between the product and the customer. This will look at expanding the firm's customer base with a reduced risk of bad credit. © 2008 IEEE.	en
heal.journalName	Proceedings - UKSim 10th International Conference on Computer Modelling and Simulation, EUROSIM/UKSim2008	en
dc.identifier.doi	10.1109/UKSIM.2008.34	en
dc.identifier.spage	319	en
dc.identifier.epage	323	en